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Credit swimming pool
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 Simulator real estate credit, simulator of loans, simulators of appropriations
Only one swimming pool, full with ideas
Forms purified or worked ? Rectangular traditional or round Byzantine? Interior or outside ? In fact, all the forms are in the swimming pool, whatever, or almost, selected construction material.
Restoration of swimming pool: polyester resin to the help of the old basins
Concretely, the polyester, which is presented in the form of resin semi-thick and viscous is applied to the roller to unrolled glass fibre (or projected out of machine) to the support. That is simple to write but it is not with the range of the handymen.
Indeed, it is well of a true building site that it acts, even if, for a simple restoration, the caused disorders are tiny.
Within the framework of an extension, there can be for example work of carcass work to realize (in this case sub-contracted with a building firm), the creation of technical space when it is a question of transforming a basin into swimming pool. Then it is necessary to create the new form and that the surface of the support is prepared with meticulousness. It is then necessary to pass several layers of resin under strict conditions of implementation.
A restoration can cost 5.000€ 20.000€, that is to say the price of a new swimming pool (but with the seal of old)
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To borrow to offer a swimming pool
• Remote Sale of finance departments
Since the 1/12/2005, with the coming into effect of the ordinance n° 2005-648 of the 6/6/2005, which transposes in French right the European directive n° 2002/65/CE of the 23/9/2002, the remote sale of finance departments (produced financial, banking and of insurance) been covered by a specific regulation in the Code of consumption, intended to protect the consumer (Code of consumption, Article L. 121-20-8 and S.)
The alive consumer in France profits from the same rights when it concluded, remotely, a bearing contract on a finance department, whether the financial institution is installed in France or in another Member State.
The pre-contractual information of the consumer
The consumer must receive, in writing or on any other durable support and to which it in good time has access and before any engagement, contractual conditions as well as information concerning:
- identity of the supplier (his name, principal activity, address professional) or that of his representative or intermediary, if necessary
- particular information memoranda relating to the products, financial instruments and proposed services required by the legislative measures and lawful into force or, in the absence of such documents, a note of information on each product, instruments financial and proposed services by indicating, if it is necessary, the particular risks inherent in the offered products (fluctuations of the financial markets, the fact that the last performances do not let predict future performances)
- conditions of the contractual offer, in particular the total price actually which had by the consumer (including the whole of the commissions, loads, related expenditure there, as well as the discharged taxes), or, when an exact price cannot be indicated, the base of calculation of the price allowing the consumer to check it, the methods according to whom will be concluded the contract and in particular the place and the date from signature of this one
- the existence (or the absence in certain cases defined in the article L. 121-10-12 of the Code of consumption) of the right of 14 days retractation (30 days for the life insurance) without having to support penalties nor to justify of a reason, like its methods of exercise
- the law applicable to the pre-contractual relations like with the contract and the existence of a clause concerning the choice of a jurisdiction (Code of consumption, Article L. 121-20-10 and R. 121-2-1)
This information, whose commercial caractere must appear unambiguous, is provided in a clear and comprehensible way by any means adapted to the technique of remote marketing.
In the event of communication by vocal telephony, the identity of the supplier and the commercial character of the call whose supplier took the initiative are indicated unambiguous to the beginning of any conversation with the consumer.
The supplier can fulfill these obligations by sending to the consumer a single document
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 Online business
The development of Internet allows the consumers who connect themselves to it to acquire remote products including near foreign companies and to regulate them on line with a purchasing card.
This form of trade present of real advantages in term of choice and term of cost, since it is possible using research tools to compare the prices of the market products and to find them where they are offered at less price.
It also allows for those which wish it to find products which are not marketed in France.
• Legislation
The electronic transaction is comparable with a traditional contract of remote sale, the offer and acceptance occurring on the network.
The legislator framed the e-business in the law no2004-575 of the 21/6/2004 on confidence in the digital economy which was supplemented by the ordinance n° 2005-674 of 16/6/2005relative with the achievement of certain contractual formalities per electronic way.
• Defined the e-business ?
The law of the 21/6/2004 on confidence in the digital economy defines the e-business as the economic activity by which a person proposes or ensures remotely and by electronic way supply of goods or services.
The activity of e-business does not recover only the purchases on Internet, but also the whole of the services accessible by electronic way (supply of online informations, communications commercial, access and recovery of data), even when they are not remunerated by those which receive them (Law No 2004-575 of the 21/6/2004, Article 14).
The electronic way can also be used to place at the disposal of the consumer contractual conditions or information on goods or services (Civil code, Article 1369-1)
But attention: the transmission by the electronic way is not possible that if the recipient accepted of it the use (Civil code, Article 1369-2).
• Which the obligations of the salesman ?
The law of the 21/6/2004 obliges the salesman who offers his products or services, by electronic way, to respect a certain number of obligations, namely:
- to provide accurate informations on its identity
- to indicate the price precisely to be paid by indicating if the taxes and the expenses of delivery are included
- to place at the disposal of the consumer the contractual conditions so that it can consult them.
The salesman is bound by his offer of products or services as long as it remains accessible by electronic way, of its fact (Civil code, Article 1369-4)
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Pour tous renseignements:
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Credit swimming pool
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