bank on line, repurchase credit on line, loan, solution finances Monday 15 March 2010

Credit high tech

Good consuming plans

High tech credit   
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Credit high tech

• Good consumption plans:


Purchase of material high-tech

The material high tech (screens plasma and lcd, readers mp3 of dvd, computer, data processing…) is the type of product whose purchase on Internet allows a real economy.

Initially, a very important economy compared to a purchase in traditional store. By choosing the good Web site to carry out its purchase, the economy can be optimal:


To avoid the trap at the end of the segmentation of market: doubtful sites at unbeatable prices (but for which one can wonder it is not a question oneself of swindle, registered abroad…). Take time to read the conditions génèrales sale


The most known sites and which ensure a delivery period runs (the posted time is reliable, because they manage stocks). They propose a broad choice in addition.


The purchases are guaranteed by the system Fianet, control committee. It is simply necessary not to have a requirement raised on the delivery period (which can go up to one month, since there is no stock management, which explains the effort on the prices…).


Did you know that you in certain supermarkets (Auchan, Carrefour) to subscribe a Premier visa card to the price of a traditional Visa?


While presenting to you to the service subscription charts (also used for the simple charts of the supermarket (standard Pass), you have a Visa first for approximately 50€ (against 120€ approximately in your traditional bank).


As regards operation, all occurs as if you had subscribed the chart in your bank. It outputs directly on your traditional account, which with the cash payment choice, or with flow differed end of the month (without application of rate of credit).


Just to take care not to use the credit revolving which is proposed to you in association (what is completely possible) and you will have a top-of-the-range chart having full with advantages (insurances skis, delay of luggage, assistance repatriation, placed at the disposal of cash in case of theft abroad.) for the price of traditional

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• Telephony - ADSL


The suppliers of access to Internet propose in general in dégroupée zone an offer telephones unlimited (of which subscription) + Internet ADSL + Télé for approximately 30€/mois. With your traditional line, to already pay you 15€/mois subscription and when you added the price with your communications, you exceed surely already the 30€/mois (made calculation with your invoices!)


And you still benefitted neither from an access Internet ADSL very high banc, nor of the additional chains offered by the Télévision offer


• Voyages on Internet


To hold your voyages on Internet can also be a good plan for the following reasons: no commissions and expenses related to a traditionelle sale (in agency…)


The sites order in mass and thus have a capacity of negotiation on their purchase price. Moreover, being given competition this sector, the margins which they add at their cost price to lead at their selling price remain reasonable.


• Clothing, modes, perfumes…


Several famous brands organizing of the sales deprived on Internet. It is about sale of their products at reduced prices, valid only a few days. The advantage for these companies: they quickly run out their stocks without passing by their intermediaries of resale, therefore operate at little cost.


The advantage for the consumer: to make deals, the reduction running by raport at the price store is of -50%, and this all year (not need to await the balances)


More the famous brands of clothing, perfumes… organize this type of sales. One finds sometimes other types of products, energy of the crockery to the cars!


Did you know that by using a price gauge such as that below, you can in a click find the best price which exists on the Web for the required product ? It is faster than to make the turn of 40 stores to unearth a business… Is you to use a generic name (flat panel display TV lcd or plasma, home-cinema…) if you do not have idea of the model which you wish to buy

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High tech credit

Tax credit for employment in the video games


The State announced that it would grant 30 million for employment in the video games in the form of tax credit.


This tax credit will profit with the studios from creation from French video games as of the first months from 2006. This tax credit is copied on that already existing for the cinematographic sector.


It aims to relocate employment, to perhaps even create new jobs of creation in France, sector where there would remain nothing any more but 400 to 500 paid in the development.


Remain that this rescue plan for employment in the video games must still be defended in Brussels.




• For the companies, optimize sector HIGH TECH

Profit from a solution flexible and making safe to finance all your equipment of office: data-processing equipment, copiers, fax, materials of télécoms, office furniture…

• Optimize your taxation

The rents of leasing constitute running costs deductible from the incomes.

• Preserve your treasury

The payment of the VAT is spread over the duration of the financing.

• Keep your liberty of action

At the end of the contract, you can choose of exercising or not the option to buy, becoming owner or to restore the material.

• Make safe your investments

In the event of loss, from flight or total destruction of your material, you profit at least from the capital remaining due to balance your financing or from the value of replacement to nine (in data processing) decreased by an outdatedness by 7% per annum (in office automation, télécoms, and office furniture)


• Perennialize your activity

Whatever the disaster, a great number of ancillary costs are dealt with of which in particular:

- the hiring of an identical material in waiting of repair or delivery,

- the assumption of responsibility of the rents in the event of repair (within the 6 months limit),

- expenses of reconstitution of the databases (in the state of the last safeguard),

- the reconfiguration of the software.

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