credit, repurchase-credit, financing, monthly payments, credit carryforward Friday 21 November 2008

Refinancing of a debt

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In 2006, the prices of the real estate still climbed of 9,1% in one year. The loans them also beat a record with 134 billion borrowed euros.


Those which hoped for a lull to concretize their projects of purchase of a house or an apartment will be disappointed. The market of the real estate remains always depressing for the purchasers.


All the indicators continue to be directed with the rise: the blaze of the prices also continues, doped by a volume of transactions him in increase.


Neither the recent tax raises of interest of the ECB (European Central bank), nor the tariffs of the square meter however prohibitory in many cities manage to stop the real inflation with two digits which has lasted for more than seven years.


The fever touches all the country with a rise national average of 9,1% according to the figures published yesterday by the National federation of the real estate (Fnaim).


The Ile-de-France is located obviously in top of the prize list. The prices progress on average annual of more than 12% to Paris and more than 20% in Seine-Saint-Denis or in the Val-d'Oise.


The other departments franciliens are not remains about it with rises of 16,9% in the Valley-of-Marne, 20% in the Essonne or of 21,6% in Seine-et-Marne. The least depressing increases are the fact of the Hauts-de-Seine (+ 12,8%) or Yvelines (+ 12,5%), but these departments characterized by many residential enclaves posted already very high prices.

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The departments which compose this area of France


• Guide of the Desfiscalisation - Expensive (18)

• Guide of the Desfiscalisation - the Eure-et-Loir (28)

• Guide of the Desfiscalisation - Indre (36)

• Guide of the Desfiscalisation - the Indre-et-Loire (37)

• Guide of the Desfiscalisation - the Loir-et-Cher (41)

• Guide of the Desfiscalisation - Loiret (45)


The Loire was an ideal means of circulation. It constitutes certainly one of the reasons of the establishment and the development of the vineyards which border it.



In addition, it facilitates transport and the trade since the important ports (Thibault Saint close to Sancerre, Orleans, Vouvray, Tours, Angers, Nantes…)



In XVe and XVIe centuries, the presence of kings de France in the castles of Touraine largely supports the development and the fame of the Tourangeau vineyard.



Beyond exports, the Loire supports the new type of vine establishment. For example, wines of Chinon resulting from the type of vine Frank Cabernet (called also Breton) originating in the South-west and come from the area from Nantes by the Loire. (François Rabelais mentions it in its writings in XVIe century)

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Real desfiscalisation

Since 1996, the Areas Centers and Countries of the Loire are in saddle side by side for the installation of the edges of the Loire for the practice of the bicycle.



In July 2005,150 km additional between Angers and Tours were inaugurated.



This route constitutes a setting in leg of first choice through the Loire Valley, site registered with the world heritage of UNESCO since 2000 for the quality of its natural heritage and cultural.



Pleasure and safety are combined on the Loire with Vélo: on the course, marked out in the two directions, the cycle tracks alternate with small little attended roads, thus making it possible to the cyclists to pass without risk closest to the richnesses of the Loire Valley.



Absence of relief, possibility of modulating the distance from the courses, many surfaces of stop make of the Loire with Vélo a course of relaxation and leisures for all.


Various ancillary services are proposed right now: hotels, lodgings of stage, hiring of material, connections with the stations, etc And on the whole, 300 surfaces of reception will be to be arranged.


The European Union decided into 2004 to finance (to 50%) Eurovéloroute of the rivers (Eurovélo 6), of which piloting and coordination are ensured by the Area Centers.


It is about a cycle route, or véloroute, of 2.400 km, which will in the long term make it possible to connect the Atlantic facade (Nantes/Saint Brévin Pines) to the Black Sea, via Budapest, while skirting the Loire, the Rhine and the Danube, and while thus crossing France, Switzerland, Germany, Austria, Slovakia and Hungary.


With its 280 km length between the Sully-on-Loire and the Chalonnes-on-Loire, and its 800km2, the Loire Valley is the vastest site ever registered in France by UNESCO.



This international recognition devotes the efforts carried out for a long time by all the actors present in Loire Valley.



High place of art and history, the Loire Valley shows in an exemplary way how the man, with the wire of time, knew to take his place throughout the river, by using it, by arranging it, by preserving its excesses.


The landscape of its many cultural monument and Loire Valley, more particularly, illustrates the ideals of the Rebirth and the Age of Enlightenment on the thought and creation in Western Europe.



It is also remarkable by the quality of its architectural heritage with its historical cities such as Blois, Chinon, Orleans, Saumur, Tours, but also for its patrimonial sites of fames world, like Chambord, Amboise, Villandry, the royal Abbey of Fontevraud…



1994 - The Stall arrêle the Plan the Loire Life size to reconcile développernent it economic el environmental protection.



A Charter of execution between the State, I' EPALA (Public corporation of installation of the Loire el of its affluents) and the Agency of water Loire-Bretagne, define the great actions to be carried out and financial means.



1998 - The Stall asks for I' UNESCO the inscriplion of a significalive part of the Loire Valley to the List of the World heritage.



2000 - The Committee of the joined together World heritage with Cairns (Australia) examines the French proposal and decides to register the Loire Valley under the cultural landscapes.

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