|
|
Real estate credit champagne
|
|
 • Area champagne - the Ardennes
• Order of the champagne slopes
The Order is chaired by a Commander and is directed by made up the Chapitral Council Dignitaries. The Commander as well as the majority of the Dignitaries belong to the Champagne profession. In certain countries, the Order is represented by Ambassadors and Consuls.
From 1895 to 1939 the courses of size and Champagne grafting of the vine growers were ensured under the aegis of House MOËT & CHANDON, at the beginning under the name of practical school of vine growing Moët & Chandon, then as from 1912 in the form of Wine Training college of Strong Chabrol with Épernay.
Created in 1939 in the form of association law 1901, the Corporation of the Champagne Vine growers then perennializes these training courses with the size and the grafting, thanks to the collaboration of Dr. Emile MANCEAU, of Paul DAUVISSAT, engineer with the co. of Horticulture of Épernay and with the support of Raoul CHANDON and his House.
From 1939 to 1975, the Corporation of the Vine growers ensures the operation of the Wine Training college of Champagne whose direction is entrusted to Emile MOREAU. During this period, courses of size, grafting and mechanics, are jointly assumed by the agricultural teachers and the trainers - monitors of the Corporation.
From 1975 to our days, the role of the Corporation, remains on the base at the origin of its creation, (under the direction of Jean-Claude COIC since 1992), by:
the attribution of rewards officially decreed at the time of the annual employers' festival of the Corporation of the Vine growers, the Saint-Vincent:
- generally with the Vine growers (operating or paid) who can see themselves decreeing diplomas and medals according to their professional seniority: (Money: 20 years, Vermeil: 30 years, But: 35 years).
- exceptionally with other personalities having rendered eminent services at the Champagne wine community (diploma of honor, then large gold and money medals).
The examination of size which is carried out at the conclusion of one 52 hours total duration course (13 hours of oral examination and 39 hours of practice). Those are ensured by trainers - qualified approved by the Corporation, produced monitors, the evening for the theory and in general, saturdays for the practice, the registered candidates for in an individual capacity.
The examination of size of the Corporation is also opened to the pupils of various establishments of wine formation established out of Champagne: Training centre of Apprentices (Avize, the Bar-on-Seine), Agricultural Wine industry college and (Avize), Family home (Gionges).
The number of the candidates for this examination varies appreciably according to the years without never being lower than five hundreds to reach a thousand exceptionally.
The examination of mechanization sanctions a training exclusively given in the schools (Colleges, CFPPA, CFA, Family home). This diploma is delivered with the candidates having undergone successfully the three tests of agricultural mechanics, wine materials and workshop, controlled by the inspectors of the Corporation.
The contents of the formation evolve/move regularly for integrating the safety requirements, of environmental protection, realizable repairs and talks on the level of an exploitation, and the developments in the farming technologies.
The Corporation of the Champagne Vine growers organizes his community life and its management in perfect autonomy in the only objective of a voluntary service offered to any vine grower anxious to evaluate or make progress its knowledge and competences.
Its formations and examinations are officially recognized like qualification levels professional by the collective agreements of the Vine growers and the Country cottages.
|
 |
The loan atrate zero is opened with all firstly reaching candidate the acquisition of his main home.
The loan atrate zero is not possible within the framework of the purchase of a housing intended to be occupied by ascending or a descendant of the borrower. The borrower should not moreover not have been owner of his main home during the two last years.
The loan atrate zero is proposed by the whole of our banks partners. The bank makes of it the request during the assembly of your complete records in the bank which you will have chosen.
The loan atrate zero is subjected to ceilings of resources. The incomes of the borrower should not exceed a ceiling, according to the size of the household and the localization of the real purchase.
To be granted, the loan atrate zero cannot exceed 20% of the cost of the real estate transaction. This loan helped without interests cannot either represent more than 50% other loans financing acquisition.
The loan atrate zero is a cumulable complementary loan helped with any other loan: loan NOT, officially agreed loan, free, ready bank loan saves housing, employers' loan 1%, social loans.
|
|
 • Administrative Cutting:
The Area Champagne-Ardenne includes/understands four departments: the Ardennes, the Paddle, Haute-Marne and the Marne.
• Regional headquarters: The Trawl-net-on-Marne
Confronted with serious financial problems, certain owners of residences of tourism do not manage to honour the rents which they had guaranteed to private investors.
From where problems for their refundings of loan. Theory with the practice, there is often a world.
Private investors having carried out placements of desfiscalisation in residences of tourism located in zones of leisures or urban sectors are making the bitter experiment of it.
In theory, these investments in the stone of leisures were to get quarterly rents intended to them to enable them to face refundings of loan.
Important delays of payment
On the level of the calendar, these rents were to be versed the month following the end of the quarter, that is to say for example in the current of April for the rent of the first quarter 2007.
In practice, certain investors find themselves with important delays of payment.
Thus for example, the owners of the 2.350 residences managed by the group ..... are particularly anxious. This owner of tourist residences, who is also engaged in the management of skiables fields, in particular that of Chamrousse (Isere) was put in file for bankruptcy at the beginning of July.
With the key approximately 3,6 million euros of liability as regards rents, is for the moment, unpaid about 1.500€ by apartment.
|
|
 |
Pour tous renseignements:
 |
|
|
Real estate credit champagne
|
|
|
|
