Request for repayment before due date, credit civil servant You intend to request from your bank the repayment before due date of your loan to consumption.
Will know that there are no penalties in the event of repayment before due date of this type of credit (article L 311-29 of the Code of Consumption)
Not renewal of the opening of credit You profit near your bank from an opening of credit or revolving credit. You lay out thus in a split way with the dates of your choice of the amount of the authorized credit. You received a preliminary offer.
The term of this contract being of 1 renewable year, the bank indicates three months to you before the expiry the conditions of renewal of the contract.
Retractation in the 7 days The bank or a loan society credit sent a preliminary offer of credit to you which you accepted. If this acceptance goes back to less than 7 days, (the time runs from the date on which the preliminary offer was signed)
You can exert your right of retractation while sending to the organization lender, in recommended with marked reception, the form of retractation normally joined to the offer. If you lost it, you can use this model of letter.
Affected Credit expiries taken wrongly You bought with credit a personal property (settee, washing machine, a television… etc). The offer of credit mentioned the financed good.
The lent sums not being able to be used to finance another thing, it is thus about an affected credit. If you are claimed the first expiries whereas you were not delivered yet…, you can refuse to pay
Request for terms of payment If you have a problem for the refunding of your credit do not hesitate to speak about it with your banker to find a solution together….try to ask terms of payment.
Application for credit to consumption You need a financing for the purchase of a good or the service of a service. You address yourselves to your bank to obtain a credit.
You bought with credit a personal property (settee, washing machine, a television… etc
The offer of credit mentioned the financed good. The lent sums not being able to be used to finance another thing, it is thus about an affected credit.
If you are claimed the first expiries whereas you were not delivered yet…, you can refuse to pay…
If you have a problem for the refunding of your credit do not hesitate to speak about it with your banker to find a solution together….try to ask terms of payment.
The bank or a loan society credit sent a preliminary offer of credit to you which you accepted. If this acceptance goes back to less than 7 days, (the time runs from the date on which the preliminary offer was signed)
You can exert your right of retractation while sending to the organization lender, in recommended with marked reception, the form of retractation normally joined to the offer.
List of the parts required for the repurchase of debt or a request loan In order to facilitate the steps and to shorten the deadlines, you can right now take note of the supporting documents necessary to the constitution of your file of repurchase of debt.
Identity of the people Copy identity papers (recto and back) Family record book (children included/understood) Marriage contract (if exists) Document in proof of residence: invoice France Telecom or of portable + EDF In the event of divorce, judgement of final divorce with liquidation of community
Your Incomes the last 3 payrolls Payroll of last December Contract of employment or certificate of the employer confirming the TDCI and the seniority (so less than 2 years of seniority or so not indicated on the payroll) the last 2 opinions of imposition Document in proof of the obligatory CIF if you perceive services
For the nonpaid ones (liberal professions, managers, craftsmen, tradesmen) the last 3 opinions of imposition 3 tax last 2035 or bundles For the pensioners: Last bulletin of pension For the preretraities: the last 3 bulletins of allowance ASSEDIC If you perceive land incomes:
The land income tax return 2044 Leasing agreement of each rented good 3 last corresponding receipts Tax land with each rented good If you are on parental leave:
Certificate of the employer confirming the date of recovery as well as a certificate on the honor of your share confirming the recovery at the date envisaged
Your bank accounts the last 3 statements for the whole of your bank accounts, including the CODEVI, accounts savings, or professionals If you have rejections on your loans or taxes thank you to provide us the last 6 statements.
Bank account number, Your loans Initial offers with the general and particular conditions of the real loans, atrate 0%, and ready redeemable personnel amortization tables of the real, personal loans last statements for the accounts revolving and charts Your real inheritance
Complete document of title Tax land recent photographs of the good given in guarantee Multirisk certificate of insurance dwelling if you have a certificate of value of your good thank you to join it to the file.
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